Putting a Price on Fun

Occasionally we'll have a client call the office to tell us they're considering buying a boat. If you're like me and have grown up around water, chances are you have fond memories being in and around the water. However, a boat is, of course, a costly item, so to help with the decision-making process we use the concept of ‘costs per units of fun.' If ... Read more

Property Review May 2019

This property clocks show where the housing and unit markets are heading in each capital city. 12 o'clock is BOOM and 6 o'clock is BUST. It is a great visual representation of how the property market in each city is performing. The Key Indicators that are studied are 1) The Economy 2) Affordability 3) Supply 4) Demand 5) Investment Value. The Economy section is broken ... Read more

Rule of 72

Make your money work for you from as young an age as possible!Ask yourself a question: are you working for your money, or is your money working for you? If you are stuck thinking about working for money, it's time to become your money's boss.Your first step is to make your money work for you, as soon and as much as possible, ... Read more

Inexpensive and fun things to do with your Mum – This Mother’s Day

May 14th is just around the corner and every mum deserves to be absolutely spoilt on this day. We understand that not all of us are in the position to buy our mother's a brand new car or all expenses paid holiday. But lets be honest its not about the size of the gift, it's about making them feel loved and appreciated ... Read more

Good Debt. Bad Debt. Ugly Debt.

Most people (including me!) at some stage in their life will have to deal with debt - it's a fact of life, no matter where you come from. There are three different types of debt: Good Debt that will eventually being you a positive return, such as investment debt. Bad Debt that keeps you in a cycle of owing money, such as your own home loan. Ugly ... Read more

How Do I Know If I Should Refinance?

In today's market you are consistently bombarded with banks advertising campaigns enticing you to think about refinancing your current mortgage. So, what is involved with refinancing your mortgage and why should you refinance? There are many reasons as to why you would look into refinancing your home loan. Refinancing is a big decision and there are usually some costs involved. Below are ... Read more

What You Measure, You Can Manage.

It's a line that has been said by many across the years in different ways. In the 1800's, Lord Kelvin said "To measure is to know." More recently, management guru Peter Drucker said, "If you can't measure it , you can't manage it." But my favourite line is from H. James Harrington: "Measurement is the first step that leads to control and ... Read more

11 Steps to Owning Your Home

These days, owning your own home is no easy feat. You need to save for a deposit, get the right loan and find the perfect home. Not to mention having the time to enjoy the simple pleasures in life, such as a delicious smashed avocado on toast. By following the steps below, you can move from being a 'home dreamer' to 'home owner' and ... Read more

Six mistakes people make saving for a home deposit

Everyone wants to shortcut the time it takes to save for a home loan, but some shortcuts are more dangerous than others and can risk your ability to secure a loan. Here we’ll alert you to some of the bad practices that can cost, rather than save, time and money. 1. Don’t use a personal loan to cover your home loan deposit Lenders ... Read more

Are Perth House Prices finally on the Rise?

For the last few years Perth (and indeed, most of the world!) has seen a drop in the value of the real estate market, but new figures out this month from REIWA are claiming things are on their way up – have we finally bottomed out? What does this mean for prospective buyers? The "Facts & Figures" According to REIWA, the Perth property ... Read more
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*Comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. Please note this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.