What is the number one reason you can’t save money? You spend it!
It’s hard not to, everyone wants a piece of it.
“We’re just going out to eat!”
“It only costs $15!”
“You don’t want to miss out!”
You want to say: “NO YOU DUMMY, I’M SAVING MY MONEY!” But you don’t. Because you’re nice, and you suffer from severe FOMO (it's okay, ...
According to a recent study by Roy Morgan Research, around 60% of Australians dislike Christmas shopping, only 20% plan their spending and nearly 75% often come home from a Christmas shop without a single purchase!
How to avoid the Christmas Budget Blow Out
We’ve all done it. In fact, I’d say the majority of us probably do it every year!
You leave your Christmas planning ...
Accidents and emergencies happen to everyone, and many times they happen when we aren’t prepared financially to handle them. In those moments those ‘problems’ can quickly go from a bad to situation to a BIG problem!
The emergency fund is a reserve of three to six months of expenses that you set aside to cover any sudden costs such as a car break down, ...
Introducing our September Crown Club Champions - Kirsten & Bruce. They have paid a very impressive $38,673.99 off their debt in just 12 months!
“We’ve always been careful with our money and had done well with reducing our mortgage before joining Crown, but it’s now a much more formal system. We’ve made even better progress (even with taking money out to buy ...
Do you sleep soundly at night, knowing that you’re well-covered across all areas of your life? According to Lifewise, Australia is one of the most underinsured nations in the developed world, with over 80% of us not having adequate insurance to replace our home and contents if it were damaged in a fire, flood or another accident.
In fact, recent research showed ...
A property that sits vacant while you look for tenants can really hurt your cash flow, but it’s a problem many landlords face.
Regardless of whether you have hired a Property Manager or you are leasing the property yourself, use these strategies to improve your chances of attracting tenants.
Make it convenient
Make sure it’s easy for potential tenants to contact you and view ...
A big congratulations to John, Clare and family - our Club Crown Champions for the month of August.
John and Clare joined Crown in September 2010 and since then they have paid an impressive $150,177.64 off their debt!
“We got in contact with Scott after a friend explained Crown’s finance system to us. We were skeptical at first and Scott had to come ...
There is nothing inherently wrong with debt. If used correctly, debt can be a signficant tool to secure assets which can grow a future wealth base and a cashflow income. Carefully used debt, which is reasonably affordable for you to support on your income to acquire growth or income assets, has long been an accepted way to become wealthy over time.
Sadly though, few people have a clear ...
Over the past 13 years I’ve helped thousands of people improve their financial position. Along the way I’ve discovered what the key is to you being able to retire early and financially secure.
It is NOT how much you invest or what percentage return you get on your investment that determines how quickly you can retire and become financially secure. The most important factor of all ...
Did you know that the Government could give you money to boost your super?
It’s called Government co-contribution and can help you save for your retirement.
You may be eligible for a co-contribution if:
You make voluntary after-tax contributions to a super fund during the financial year
Your total income is less than $50,454.00 P.A
You are under 71 years old at the end of the ...