Most people (including me!) at some stage in their life will have to deal with debt - it's a fact of life, no matter where you come from. There are three different types of debt:
Good Debt that will eventually being you a positive return, such as investment debt.
Bad Debt that keeps you in a cycle of owing money, such as your own home loan.
These days, owning your own home is no easy feat. You need to save for a deposit, get the right loan and find the perfect home. Not to mention having the time to enjoy the simple pleasures in life, such as a delicious smashed avocado on toast. By following the steps below, you can move from being a 'home dreamer' to 'home owner' and ...
Most weekends when hanging out with my friends I regularly overhear them griping about how they never seem to have enough money.
So, I actually decided to ask one of my friends what he thought would be the solution to his never ending problem of 'insufficient funds'. He (just like 95% of the people who I ask) responded that if only he ...
How to: New Year's Resolution
Isn’t the Christmas holiday season just the BEST! Balmy summer nights spent overindulging in food, wine, festivities and fun.
“Avocado is extra? Oh go on!”
“$20 cocktails!? Treat yoself!”
Yes, denial was lovely - we’ll give you a moment to reminisce.
NOW, snap back to reality and we’re out the other side. You’re back at work, trying to hide the ...
....as long as you spend it right!
I’ve made a conscious decision over the years to start shifting from buying stuff to buying experiences and from spending on myself to spending on others. This has had a dramatic impact on my happiness and I’m sure it can for you as well.
I believe that money simply buys better choices, and I have come to realise that buying ...