The fastest ways to cull your credit card debt in 2017

The fastest ways to cull your credit card debt in 2017 Source: Sophie Elsworth, News Corp Australia Network January 29, 2017 THE financial pain that follows Christmas is about to be felt by those credit card customers who splurged over the festive break and left themselves with an oversized plastic bill. While Christmas credit card debt hangovers are not a new thing, many card users ... Read more

Give your wallet a health check

  Give your wallet a check-up to learn more about your money habits. Picture Rebecca Michael. THE contents of a wallet or purse can reveal a lot about a person's financial health. From how much cash you carry to the number of debit and credit cards you have tucked away, taking time to work out what are the good and bad contents of your ... Read more

Avoiding the credit card lure

Using a debit card instead of credit card to buy gifts at Christmas will shift your mindset when it comes to spending. RESISTING the temptation to spend up on your credit card can be difficult especially at Christmas time. As we edge closer to December 25 buying truckloads of presents on plastic is simple to do but it’s often not until the new ... Read more

Paying by credit versus debit

THERE are big differences between paying with a debit card rather than a credit card. The main one being the big hole the latter can leave in your finances. Using a debit card means you are using your own cash, while paying by credit card means you are spending money that is not yours. Crown Money Management founder Scott Parry says credit cards are ... Read more

How to build a financial safety net

BUILDING a financial safety net is a careful balancing act. Tucking away a few thousand dollars in case of an emergency is essential to ensuring you don’t topple over when crisis strikes. However establishing a financial buffer takes time and for those without one it’s time to get started. There’s no doubt it requires sacrifices to be made and a disciplined approach ... Read more
*Comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. Please note this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.