In today's market you are consistently bombarded with banks advertising campaigns enticing you to think about refinancing your current mortgage. So, what is involved with refinancing your mortgage and why should you refinance?
There are many reasons as to why you would look into refinancing your home loan. Refinancing is a big decision and there are usually some costs involved. Below are ...
It's a line that has been said by many across the years in different ways. In the 1800's, Lord Kelvin said "To measure is to know." More recently, management guru Peter Drucker said, "If you can't measure it , you can't manage it." But my favourite line is from H. James Harrington:
"Measurement is the first step that leads to control and ...
"Should I buy this new car?"
I love this question.
People just loooooooove shiny new cars! But are they a good investment? Almost always, absolutely bloody not! But, in Australia unless your entire life revolves around the inner city and you've got great public transport links around you (or you love a good bike ride, everywhere, all the time) then you need a car. But ...
The fastest ways to cull your credit card debt in 2017
Source: Sophie Elsworth, News Corp Australia Network www.dailytelegraph.com.au
January 29, 2017
THE financial pain that follows Christmas is about to be felt by those credit card customers who splurged over the festive break and left themselves with an oversized plastic bill.
While Christmas credit card debt hangovers are not a new thing, many card users ...
Most weekends when hanging out with my friends I regularly overhear them griping about how they never seem to have enough money.
So, I actually decided to ask one of my friends what he thought would be the solution to his never ending problem of 'insufficient funds'. He (just like 95% of the people who I ask) responded that if only he ...
How to: New Year's Resolution
Isn’t the Christmas holiday season just the BEST! Balmy summer nights spent overindulging in food, wine, festivities and fun.
“Avocado is extra? Oh go on!”
“$20 cocktails!? Treat yoself!”
Yes, denial was lovely - we’ll give you a moment to reminisce.
NOW, snap back to reality and we’re out the other side. You’re back at work, trying to hide the ...
Paying off the mortgage is the new Australian dream, according to new research in the “Australia Today” report, with almost 80% of Australians placing outright home ownership as their most important priority.
While we dream of owning our home outright, it’s our mortgage that’s become our biggest burden. This research shows that if gifted with $50,000, all Australians across social grades would ...
What is the number one reason you can’t save money? You spend it!
It’s hard not to, everyone wants a piece of it.
“We’re just going out to eat!”
“It only costs $15!”
“You don’t want to miss out!”
You want to say: “NO YOU DUMMY, I’M SAVING MY MONEY!” But you don’t. Because you’re nice, and you suffer from severe FOMO (it's okay, ...
According to a recent study by Roy Morgan Research, around 60% of Australians dislike Christmas shopping, only 20% plan their spending and nearly 75% often come home from a Christmas shop without a single purchase!
How to avoid the Christmas Budget Blow Out
We’ve all done it. In fact, I’d say the majority of us probably do it every year!
You leave your Christmas planning ...
Accidents and emergencies happen to everyone, and many times they happen when we aren’t prepared financially to handle them. In those moments those ‘problems’ can quickly go from a bad to situation to a BIG problem!
The emergency fund is a reserve of three to six months of expenses that you set aside to cover any sudden costs such as a car break down, ...