How Do I Know If I Should Refinance?

In today's market you are consistently bombarded with banks advertising campaigns enticing you to think about refinancing your current mortgage. So, what is involved with refinancing your mortgage and why should you refinance? There are many reasons as to why you would look into refinancing your home loan. Refinancing is a big decision and there are usually some costs involved. Below are ... Read more

Are Perth House Prices finally on the Rise?

For the last few years Perth (and indeed, most of the world!) has seen a drop in the value of the real estate market, but new figures out this month from REIWA are claiming things are on their way up – have we finally bottomed out? What does this mean for prospective buyers? The "Facts & Figures" According to REIWA, the Perth property ... Read more

Scott Says:  12 Ways to improve your money managment in 2016

1. Focus on what you have, not what you don’t have. 2. Recognise that every dollar you save today and every dollar of debt you pay off today, is an important step to the future you deserve. As long as you are moving in the right direction, and making progress financially you are in control of your future. Be patient. You will ... Read more

Scott’s Top 15 Tips to start controlling your money

Over the years we have picked up quite a few things on how we as human beings simply waste money in so many ways. With so much uncertainty with what lays ahead in the future that is out of our control why not control what is in fact completely in our control? Yet so many of us simply don't get around to it ... Read more

What goes up, must come down – life after FIFO.

For the past few weeks in a row now I’ve had over 15 FIFO clients (whose money I’ve been managing over the years) give me ‘the phone call’ that I knew was always on the cards.  With the heaviness of uncertainty in their voice, I hear the words I'd been expecting - “Scott, I’ve been made redundant..." My response was no doubt the last thing ... Read more
*Comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. Please note this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.